Still Evolving After Nearly 150 Years Later

F&M has spent nearly 150 years adapting to new ways of serving West Virginians. We are still evolving as technology, tools, and the needs of the people we serve continue to change.

In 1999, we launched our first website and began using email. In 2004, we started the transition toward a paperless office. By 2006, customers could make payments online.

Each change marked another step in how we worked, connected, and found better ways to serve the people who count on us.

Nearly 150 years of experience, with a continued willingness to adapt.