Our Products

We understand the importance of coverage, that's why we have focused on finding the perfect match for your needs. Below you will find a list of all the services we provide.

If you have any questions, contact one of our agents today.

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Chances are you've been there. You've found yourself in the unfortunate situation of getting into an accident only to find you weren't properly covered. Where will the money come from? Probably your pocket. Accidents are unexpected, but whether your insurance is going to properly process and pay your claim shouldn't be. We won't stop working to help you get the medical care you need and get your vehicle back on the road so you can get on with your life.

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At Farmers & Mechanics Insurance Companies, we have never forgotten that our first name is "Farmers." Nor have we lost sight of the enormous importance of our area’s agriculture industry. We know that not all farmers are alike and that many farmers require unique coverage. That's why we offer a variety of property and liability forms. We offer professional counseling on the coverages for you and tailor the policy to fit your individual needs, including the flexibility of both property and liability.

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Few things in life are as personal as your home. At Farmers & Mechanics Insurance Companies, we understand a home is more than just your "things." It is where your life takes place. It is a safe haven for you and your children. It is where special and warm memories are made. Our individual homeowner policy is designed to protect not only your home and personal property, but also your family by providing personal liability coverage. That's why our trained agents try to make sure that you are adequately covered and always prepared for the unexpected, including costly out-of-pocket expenses and losses. To us, making sure your homeowner insurance needs are met is very personal. We're local homeowners, too.

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Farmers & Mechanics Insurance Companies understand the special needs of the thousands of families in our area who own and reside in mobile homes. We know that your home requires specialized coverage, which is why our policies are geared to protect your residence, as well as any attachments.

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You worked hard to build your business from the ground up. At Farmers & Mechanics Insurance Companies, we take pride in our work, too. That’s why we understand the insurance products commercial businesses need to thrive. We can help you to protect your legacy.

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When fire strikes, the result can sometimes be devastating. Your potential loss of property Is matched only by your grief. To help prepare for such a disaster, Farmers and Mechanics Insurance Companies has developed policies that protect your dwelling. That’s why we say when the unexpected happens, Farmers and Mechanics Insurance Companies will be there for you. If you own a dwelling for residential purposes, tenant or owner occupied, dwelling fire insurance is necessary to protect your investment.

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Protecting your assets, whether you insure a Home, Farm or Business provides sound peace of mind. The Umbrella policy provides a layer of protection over and above your standard liability limits of your Home, Farm or Business policy. An Umbrella policy provides coverage for you for most bodily injury, property damage and personal injury losses and is designed to protect against a catastrophic lawsuit or judgment.


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