Pulaski and Giles Mutual Insurance Company became an independent mutual insurance company on March 2, 1900, when it obtained its charter.
Pulaski and Giles Mutual continued to insure dwellings, barns and other buildings, as well as livestock and personal property against losses by fire, wind, or lighting only, until 2016.
On September 29, 2016, Pulaski and Giles Mutual entered into an affiliation agreement with Farmers and Mechanics Mutual Insurance Company of West Virginia, where Farmers and Mechanics provides service and support for the mutual benefit and growth of both companies. On October 19, 2016, Pulaski and Giles’ license was amended to add multiple types of insurance not previously offered by the Company, including Homeowners Multi-Peril, Farmowners Multi-Peril, Commercial Mutli-Peril, and Liability coverages.
Effective December 31, 2017, Pulaski and Giles Mutual Insurance Company merged with Dan River Farmers Mutual Fire Insurance Company, with Pulaski and Giles being the surviving company. The merger nearly doubled the Policyholder Surplus and financial strength of Pulaski and Giles Mutual Insurance Company.