Farmers & Mechanics Insurance
Protecting What Matters Most in West Virginia
Auto | Farm | Home | Mobile Home | Commercial | Dwelling Fire
Farmers & Mechanics Insurance has been providing Insurance coverage for West Virginia for over 100 years.
Home Insurance
Protecting your home and belongings is our priority, and we are committed to providing you with comprehensive home insurance solutions tailored to you.
Farm Insurance
Our farm insurance policies are designed to provide comprehensive coverage tailored to the unique needs of farmers in West Virginia.
Auto Insurance
Whether you’re commuting to work, taking a road trip, or running errands, having the right auto insurance coverage gives you peace of mind.
Mobile Home Insurance
Protecting your investment is our priority, and we are dedicated to offering comprehensive mobile home insurance solutions tailored to meet your unique needs.
Commercial & Business Owner Insurance
We offer comprehensive commercial & business owner insurance solutions tailored to meet the needs of businesses in West Virginia.

Dwelling Fire Insurance
Protecting your investment is our priority, especially when it comes to the risks associated with fire. Our dwelling fire insurance is designed to provide comprehensive coverage & peace of mind.
Our Mission
At Farmers & Mechanics Insurance, we understand the unique needs of our policyholders in West Virginia, and surrounding areas. Our mission is to provide tailored insurance solutions that protect what matters most to you. Whether you’re looking for auto, home, farm, mobile home, or commercial insurance, we have you covered. Since 1877, Farmers & Mechanics Insurance Companies has made it our goal to provide our policyholders with respectable customer service and reliable coverage. To keep up with an ever-changing world, we pledge to remain innovative when it comes to our products and services.
File a Claim
Complete our comprehensive claims form and our team will reach out to you.
Agent Locator
Search for the best agent to suit your needs from our list of agents across the state of West Virginia.
Request a Quote
Complete our quick form to be contacted by an agent in your area promptly.
Make a Payment
Access our secure payment portal with your account information to complete an online payment.
Farmers & Mechanics News
Insurance Coverage Options
Insurance Coverage OptionsFinding the right insurance coverage options should feel like they fit your life, not like something you have to piece together on your own. Whether you’re protecting the home you’ve built, the vehicle that keeps you moving, the farm you work...
Winter Home Preparation Tips
Winter Home Preparation TipsBefore temperatures really start to drop, a little winter home preparation can help protect your home and prevent bigger problems later. Disconnect outdoor hoses, check exposed pipes, make sure your heating system is working properly, and...
Generations of Relationships
Generations of RelationshipsNearly 150 years at F&M is a story built on generations of relationships with the people who have helped carry us forward. Independent agents have represented F&M in their communities. Employees have kept things moving....
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Agent Locator
Search our agent database to find an agent in the most convenient location for you.
24 Hour Claims Service
Our online claims service allows for easy claim submissions 24/7.



