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HOMEOWNERS – An individual insurance policy that
provides coverage for both Section I (Property) and Section II (Personal
Liability and Medical Payments) under one policy. Section I covers the
owner-occupant of a dwelling for a multitude of perils. While Section II
covers for legally obligated damages of bodily injury or property damage
arising out of an insured’s premises or personal activities. Medical Payments
to Others covers medical expenses incurred by persons, other than the
insured, for an accident arising out of an insured’s premises or
personal activities. CONTACT an
agent in your area.
DWELLING FIRE – Provides coverage on a dwelling used solely for
residential purposes with incidental occupancies or up to five roomers or
boarders are permitted, containing not more than four apartments, and
dwellings in the course of construction. The dwelling may be owner-occupied
or tenant occupied. CONTACT an agent
in your area.
MOBILE HOMEOWNERS – Covers mobilehomes
on the residence premises used principally as a private residence including
structures attached to the mobilehome. CONTACT an agent in your area.
BUSINESSOWNERS – A readable package to serve businesses for
medium and small firms designed to fill the needs of the multitude of small
businesses, office buildings and mercantile buildings. CONTACT an agent in your area.
COMMERCIAL FIRE – A monoline
contract which provides coverage on any type of commercial risk which meet the Company underwriting guidelines. CONTACT an agent in your area.
FARMOWNERS – Designed to meet the insurance needs of farmowners. Offers a variety of property and liability
forms to choose from and allows the insured to decide if both property and
liability exposures are to be insured by the policy. The policy can be
tailored to meet the needs of the individual farmer. CONTACT an agent in your area.
FARM FIRE – Provides coverage on dwellings and farm
outbuildings for owner and non-owner farm properties. Both property and
liability can be chosen. CONTACT an
agent in your area.
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